What percent of my bill is returned as capital credits?

The percentage of your total payment that is allocated as capital credits varies from year to year depending upon the success of the cooperative. Capital credits are only allocated for a year in which Roanoke Electric earns margins. Since capital credits are member-owner's shares of the margins, no credits are allocated for a year with no margins. For years in which Roanoke Electric earned margins, the allocation generally ranged from 4 to 7 percent of annual bills.