The percentage of your total payment that is allocated as capital credits varies from year to year depending upon the success of the cooperative. Capital credits are only allocated for a year in which Roanoke Electric earns margins. Since capital credits are member-owner's shares of the margins, no credits are allocated for a year with no margins. For years in which Roanoke Electric earned margins, the allocation generally ranged from 4 to 7 percent of annual bills.
