NRECA 2005 Community Investment Award Winner

Economic Development

N.C. Electric Membership Corporation Loan Program

Up to $400,000 or amount available in loan fund pool

  • 7 years, 0% interest, defer to occupancy
  • Loan for land and/or building

Click here to print a pre-application.

USDA Rural Economic Development Loan Program

Up to $750,000

  • 10 years, 0% interest, defer up to 2 years Loan for land and/or building
  • 10 years, 0% interest, defer up to 2 years Infrastructure - water, sewer, gas, rail, & site development

Click here to print a pre-application.

USDA Revolving Loan Fund

80% of project cost up to $250,000 or amount available in loan fund pool

  • 10 years, up to 2% interest, defer up to 6 months for land and/or building
  • 10 years, up to 2% interest, defer up to 6 months Infrastructure - water, sewer, gas, rail, & site development

Click here to print a pre-application.

USDA Community and Facilities Grant Program

Combination loan and grant for essential community facilities such as hospitals, schools, clinics, roads, fire stations and more.

Microenterprise Loan Program (MIP)

Up to $25,000

The Microenterprise Loan Program helps people become self-sufficient by providing opportunity for self-employment and small business growth. It provides loans for the start-up or expansion of small businesses by individuals who have sound ideas and do not qualify for bank loan.

Call 252-539-4600 or 1-800-433-2236 for more information on any of the above programs.