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Energy Efficiency Loan Program

Wasting energy costs you money on your energy bill.  An Energy Efficiency Loan can pay for home improvements to reduce your energy use and make your home more comfortable.

By sealing cracks and gaps, homeowners can save up to 20% on energy bills, which helps offset the cost of a loan to make improvements.

If you are eligible to apply for the loan, Roanoke Electric energy experts will guide you through the process and help you find contractors specially trained to make improvements.

After improvements are made, you pay back the loan to Generations Community Credit Union on your monthly energy bill. 

Learn more. Submit an interest form. Frequently asked questions.

Improvements that qualify
An affordable loan that saves energy and money
Who is eligible?
Learn more
Start the application process
Frequently Asked Questions

1. Improvements that qualify

  • Leak Sealing (caulking and spray foam to fill gaps around windows and walls)
  • Duct sealing (closing gaps in ductwork connections)
  • Attic insulation to reach a R-30 level
  • Hot water pipe insulation
  • Water heater blanket and temperature adjustment
  • Replacement of incandescent light bulbs with compact fluorescent bulbs
  • Low-flow hot water shower and faucet fixtures
  • Programmable thermostat
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2. An affordable loan that saves energy and money

  • Rates as low as 3.5% APR
  • Maximum term 60 months up to $4,000
  • Low credit scores may qualify
  • Convenient loan payment on energy bill
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3. Who is eligible?

  • The loan is available to Roanoke Electric members whose homes waste a lot of energy, which causes high energy bills. 
  • Participants must be a member of Generations Community Credit Union.  If you are not a member of Generations, you may join by opening a savings account with a $25.00 deposit.   
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4. Learn more

Call us at 252-209-2236 or 800-433-2236.  Reference program code EELP.  We will help you complete an interest form.

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5. Start the application process

Submit an interest form online.  A Roanoke Electric energy specialist will contact you.  Or call us at 252-209-2236 or 800-433-2236.  Reference program code EELP.

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6. Frequently Asked Questions

Click here to view the Frequently Asked Questions (FAQs) sheet.

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